Your Full Credit Licence loan broker
With access to over 250 lenders, Cairns Finance will find you the right product
Cash flow is integral to the success of any business. Without it, business opportunities are restricted
Cairns Finance can work with you to turn your outstanding invoices into cash

Debtor finance is an ideal solution that allows you to maximise your cash flow by borrowing against the outstanding value of your trade debtors. Security is against your debtors not your home or other business assets.

Also called factoring, invoice discounting and sometimes accounts receivable funding – it all amounts to a similar thing – using your invoices to get access to money.

Debtor Finance allows you to survive and expand despite having to put up with slow-paying customers.

How debtor finance works:

Invoice your clients: Invoice your clients for goods or services and upload these to the lender’s website.

Funds in 24 hours: Up to 80% of the invoice face value made available in as quick as 24 hours.

Remaining payment: The remaining 20% is provided to you when your customer pays the invoice face value, less any accrued interest &/or charges.

We look forward to working with you

 

Contact us
Let's find you some finance options

Phone (07) 4051 2444
Scott Smith: scott@cairnsfinance.com.au
Mitchell Smith: admin@cairnsfinance.com.au

Travel Town Professional Offices
Suite 11A, 21 Lake Street, Cairns QLD 4870

B Mundy Pty Ltd atf Scott Smith Family Trust t/as Cairns Finance ABN 70 538 583 179 Australian Credit Licence 415600

Industry affiliations that solidify our knowledge to better serve our clients
Also check out our YouTube channel for vlog posts on different finance subjects

As a member of Business Network International Australia, Cairns Finance has a strong referral network of proven professionals that its clients may access.

We are also members of the Mortgage and Finance Association of Australia who are the peak association for the mortgage and finance broking industry.

Resources to help you get informed about the lending industry
If you have any questions or need further information just give us a call
Business Loans
All businesses are different and Cairns Finance have the knowledge, skills and contacts required to build, negotiate and secure a financial package tailored to your specific circumstances; with the lender most interested in your industry and growth plan.
Home Loans
With so many lenders offering many different home loan products, deciding on which loan is right for you is a complex, time consuming exercise. Cairns Finance provides a complete service to their clients. They know if your finances are sorted you can concentrate on building your personal wealth.
Equipment Finance
Financing business equipment from heavy industrial machinery to the sales reps car and the new office photocopy centre is all handled with Cairns Finance. They will help you find the right finance package for your business structure and operating needs.
SMSF
SMSF loans are funds which are loaned to a self-managed super fund in order to assist with the acquisition of eligible income-producing real estate. The funds borrowed are applied to the purchase of an asset. This asset is held in trust and the self-managed super fund acquires a beneficial interest in the asset.

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