Pre Approval

When making a purchase of any kind it is to your advantage to know your maximum borrowing capacity if you know your limit it makes your choice a much more satisfying outcome. 

It’s no use looking at homes “on top of the hill” if you can only afford to buy “at the bottom of the hill”.  No disappointments. 

So see what will make you happy.

Valuations

In a typical loan scenario the lender will get their independent valuation done to satisfy them that the property not only is suitable value but meets their lending criteria. 

Valuations (link to “what happens next”) take place prior to unconditional lender finance approval. 

Pre purchase private valuations can be arranged by CFHL with a suitable valuer inline with the lender’s valuation panels.

Small business loans

Many first time or small business owners utilize the equity in their home or investment property to help start up, fund or develop their business.

These residential secured loans are generally more rate friendly and are more easily ontained.

The most common is a “line of credit” loan which has many features that suit the requirements of a small business.  For a meeting to discuss your small business loan options:

Depreciation

This is a forgotten product when investing yet is a most beneficial “tax” reducer.  Simply complete the attached depreciation application and send it back to CFHL for processing.