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About Us

The team at Cairns Finance

The Directors of CAIRNS FINANCE, Danny Adams and Scott Smith have 45 years combined background in banking. For the last 5 years in Cairns they have been assisting new and experienced business owners with their banking requirements. Whether borrowing money or simply acquiring an EFTPOS facility, the most important lesson is “Get it Right - First Time”

CAIRNS FINANCE source out and deliver quality products guaranteeing their clients the most appropriate financial package to suit their particular requirements. Cairns Finance will source the right product at the right price from the many options available.

CAIRNS FINANCE provides: 

  • Independent and personalised service which will save you time and money. 
  • Loans for individuals, partnerships, companies and trusts from as little as you would like to a multi-million dollar commercial facility.
  • Effective debt structure designed to your requirements.
  • Direct contact with your solicitor and accountant to ensure purchasing and borrowing entities are correct to achieve tax effectiveness and asset protection.
  • An ongoing annual review process to ensure yesterday’s solutions remain the best available.


CAIRNS FINANCE will source the following services from all of Australia’s leading banks on your behalf:

  • Home loans and Commercial loans
  • General business accounts and trust accounts
  • Eftpos/Credit Card facilities
  • Personal banking arrangements.

CAIRNS FINANCE will direct you to the appropriate specialists servicing your chosen industry for:

  • Business and Personal insurances for risk protection
  • Office of Fair Trading for licensing and business registration needs

As founding Directors of a local Cairns business, we have experienced and can understand the concerns one might have in seeking to enter your own business in North Queensland. We both came here many years ago from thousands of kilometres away. We and our families have prospered and enjoy the community and the region. We count ourselves lucky that we took this direction in life.

The last question that many people ask and more would like to ask is “How does Cairns Finance get paid”?

The Answer is that the banks pay us. They do not build it in to the loan; they simply share part of their profit with us. We at CAIRNS FINANCE know this to be a fact from the many years experience working in the major banks.

We look forward to the opportunity to be of assistance to you.